Best Free Android Apps to Help With Your Finances

This article focuses on the very best free Android finance apps. What can finance apps do and how will they help? Basically, for a short, all-encompassing answer: all these Android apps concentrate on money and if they are used, they will help you save some cash!

The debate of whether to pay for Android apps will continue forever. That’s a decision that needs to be made by you, the individual, and whether you think the paid version is worth $X.XX to you. Will it give you that amount of enjoyment or will it save you more money than you paid for it? These are good questions to ask yourself before you jump in and pay for an Android app.

Since we’re talking about finance apps that can save you money, it would be pretty ironic if I were pushing paid apps. Sure there are some amazing Android finance apps that cost money (many of which I would heavily endorse- but that’s for another day), but if the goal of downloading them is to save money, there’s no better way than to start off with nothing invested! Here they are: some of the best free Android apps that will help you with your finances!

Quote Pro

Get the latest stock quotes and news while being able to get very detailed information on the stocks you’re interested in (or the ones you own). This helpful free Android app also allows you to create and track your portfolio(s). While this app isn’t going to blow anyone away by the dozens of additional features that you may or may not want, its core functionality works extremely well.

Tip Calculator by TradeFields

This is another Android app that simply isn’t going to go beyond what it’s good at. This works perfectly as a tip calculator for anyone who wants (or needs) one. There are literally 100s of these tip calculator apps available and this one is the best. Why? For me, it has the best UI and is really foolproof. If you can dial a phone number, you can calculate everyone’s share of the 17.5% tip for the $127.56 dinner bill!

PayPal

This is a very useful free Android app for all of the 10s of millions of PayPal users worldwide. With this app, you can do all the same things you normally do on PayPal. But now, by paying for an item as soon as it’s allowable, you can help expedite the shipping process. You never know, this may not impact you at all for dozens of transactions and then the next time, you’ll get that amazing skin cream on Friday instead of having to wait till Monday! Trust me, after you’ve had this app for a while, it’s just nice to have access to PayPal 24/7.

Currency Converter

If you’re travelling abroad and want to have some peace of mind about the money conversion, you should download a free currency app. Why download just a random currency app when you can download the best of the best- for free?!? This Android app, developed by Pocketools, can provide you an extremely simple currency calculator in a very basic user interface. However, if you desire more currency information, this app can do that too: you can view currency trends over a 5 year period, graph any currency against any other, convert any currency to another (all currencies of the world are available on this app) or do just about any other thing you can think of if it involves any of the world’s currencies.

Mileage

This isn’t what you would typically think of as a finance app, right? It’s not, but it is. Most importantly, it can help you save money if you choose to dig deep into the information it provides you. It will track your vehicle’s gas consumption in a number of different ways that can be helpful if you’re trying to cut costs and your fuel usage. This app’s UI is very sleek and the data is very easy to read and interpret. It’s eerily fun and potentially a money-saving Android app!

Finance

This generic name represents the power of the developer of this Android app. It’s Google and this app provides real-time stock quotes. The UI is very solid; like most things Google, it isn’t flashy, but gets the job done nicely. If you’re a Google Finance user and you’ve loaded up a portfolio, this app will be a “game changer” as it’s fully synchronized and gives you access to everything as if you were on your home computer.

Personal Finance by PageOnce

This is a great Android app if you have many banking/credit card accounts and crave the ability to be able to stay on top of them from one easy-to-use source. This finance app is really well built and the UI is very pleasing to the eye. This is one of those apps that just keeps going. What do I mean? Well, the more you use it, the more features you’ll find and the more ideas you’ll have to utilize it! IMO, it’s a must have.

Financisto

This is another personal finance manager app. Like the other apps of this type, there are functions galore! It allows you to add many different types of accounts (checking, credit, savings- and multiple ones of each kind) into the manager, schedule and monitor recurring payments, create a budget (short term, long term or even set up a “project” which would be great for vacations) and filter what types of information you want to view during normal viewing or when checking out one of the many reports available. Amazingly, there is much more that this free Android app is capable of!

I’m leaving out some great Android apps, right? What about the huge banks’ and insurance companies’ Android apps?

*Of course, every major bank, credit card company and insurance company out there today have created their own Android app. What do they do? Well, essentially they’re all the same: these Android apps make it easier for their customers to manage their accounts and learn the latest about the company and its offerings. What’s the best thing? There’s a tie: they’ll make your life easier and they’re all free to download!

To list all these would really be beyond pointless as they’re all very similar and are only worthwhile to download if you’re a customer of the company. However, this doesn’t mean I don’t make use of them and you shouldn’t use them! I would suggest that you download and take advantage of as many of these Android apps that make sense for you. Having an up-to-the-minute balance for your checking account may just prevent you from those dreaded, expensive overdraft fees. Not a terribly bad thing for a $0 investment!

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The Best Free Android Finance Apps

Obviously many people will be skeptical as to how good free apps actually are, with many consumers actually purposefully not downloading free apps due to fears that they will crash or being infected with various ways of stealing your money. However these fears are totally unfounded and without evidence so do not let this put you off. Now to the apps:

PayPal

If you have been on the internet at some point then you will have undoubtedly heard of PayPal. The service facilitates payments between people via a simple email address, avoiding the complexities usually associated with bank transfers and the like. The PayPal Android app allows users to manage their PayPal account just as they would through the official website. The app is totally secure and allows you to make purchases or deposits also amongst other activities on the move, a very useful addition to the marketplace.

Quote Pro

Quote Pro is also an incredibly useful app, used by many on a daily basis it has fast become one of the most downloaded in its range. Not only can you obtain extremely detailed and accurate information about the range of stocks you have an interest in, but you can also keep an eye on your portfolio of stocks and shares.

Tip Calculator by TradeFields

Tip Calculator is perhaps one of the most imaginative apps I have personally seen on the app marketplace. It is incredibly useful for an aspect you will have probably have struggled with every time you’ve been out for a meal, the tip. Not only will the app inform you of the total tip you should be leaving behind, but will also divide the total tip amount between the number of people at the dinner, saving much embarrassment, delays and napkin calculations!

Currency Converter

How many times have you been in a foreign country or at the airport and have been wondering how much you will actually get in return for your dollars? Numerous times in all probability. The currency converter provided by Pocketools will enable you to be provided with an accurate, up to date and independent currency exchange valuation allowing you to shop around to find the best exchange rate. Not only does this app provide you with the current exchange rate, it will also give you data on the currency of your choice over the last 5 year period through the use of many easy to read graphs.

Mileage

This is without doubt one of the best apps I have personally seen. With the rising prices of gas which look set to continue for the foreseeable future it is a great way of ensuring that you are driving as economically as possible and therefore saving as much gas as possible. I haven’t an idea about how it works but it does, the interface is also extremely slick, simple to navigate through and to understand.

Finance

Finance, whilst the name of the app may not excite you or conjure up ideas that this app is going to change the world it certainly fills a gap in the market which needed a simple app. It’s similar to Google search in many aspects, it provides a very basic user interface, but one that is incredibly effective and performs its job excellently. If you already use Google Finance or are considering starting to use it then this app is vital, it synchronizes everything meaning it’s like being on your main PC.

Financisto

Financisto is another great money manager. The ability to create long and short term budgets for holidays, short breaks or just a simple shopping trip is a real plus point for this app and one which has seen it rocket in terms of popularity. In addition to this the app has the capability to check your recurring payments amongst many other essential financial activities; this has left many users of the marketplace wondering why there is no charge.

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Top 10 Free Finance Apps for Android

Introduction

Today’s generation is growing up on apps and so they require apps for everything. Therefore application developers have also come out with mobile apps for finance. These are:

1) PayPal

This ubiquitous app makes sending money very easy. It has the same unique features as other banking platforms like checking account balances, transferring funds, etc. Its “Local” function lets users connect with local merchants and pay them with PayPal. All financial information that a customer adds into his profile will always remain safe and secure.

2) Mint.com Personal Finance

This app lets users keep track of all their personal finance accounts in one place. Additionally, they can track spending, create a budget and save more. Customers can categorize transactions, view charts and graphs showing their expense patterns, etc.

3) Google Finance

This app allows users to stream real-time quotes. This app synchronizes with your Google Finance portfolios, gives access to charts, views market and company news, etc.

4) Google Wallet

This app has been designed to keep all your debit and credit cards safe and secure. Users can pay for their store purchases with either their credit or debit cards just by tapping on their phones. Payment information will be transmitted via NFC.

5) E-Trade Mobile

Using this app, users can stream real-time quotes, manage accounts, monitor brokerage accounts, place trades for stocks and create watch lists from the phone itself. Additionally, they can deposit cheques, quick transfer cash and watch live CNBC video on demand.

6) Manilla-Bills and Reminders

This is the leading free and secure service which enables you to manage all your bills and accounts all in one place online using the free 4+-star customer-rated mobile applications. Using just one password, you can manage all of your household accounts, including finances, utilities, travel rewards, subscriptions, daily deals and more.

7) Slice

Slice is a free app for android phones that allows users to track all their shipments in one screen. Users can view which items are on their way to their visual tracking map, they can get push notifications when a package is shipped out for delivery or has been delivered. Even returns can be tracked by scanning the shipping bar codes or adding the tracking number to Slice. Users can also save money with Slice’s Price Drop Alerts.

8) Expensify

This app gives users free expense reports. It does this by importing expenses and receipts directly from the credit card statements. Additionally, this app also helps submit PDF expense reports by email and reimburses upto US$10K online.

9) Check (formerly Pageonce)

This useful app just stays on top of it all. You just have to set it up once and it will do everything right from staying on top of your bills and monitoring your bank accounts and credit cards to giving you alerts when bills are due and funds are low. With this app, the user is never caught off guard.

10) doxo

The doxo application is your digital filing cabinet, which keeps all your important documents in one place. Using this app, all users can get rid of paper clutter and store their documents in one place in their soft form. They can also connect to select service providers and receive their bills and mail automatically on doxo.

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Zero Cost And Best Android Finance Apps

This post centers around the incredibly excellent no cost Android finance apps. What can finance apps undertake and how will they support? In essence, for a short, all-surrounding answer: all these Android Apps focus on cash and if they’re applied, they’ll allow you to conserve some money!

Listed here are: several of the cost-free and best Android apps that will enable you financial constraints!

Quote Pro

This valuable cost-free Android app also enables you to develop and record your portfolio(s). Though this app is not going to setback anyone away by the tons of extra characteristics that you simply may possibly or could not wish, its basic features functions pretty nice.

Tip Calculator by TradeFields

This performs properly as a tip calculator for anybody who wishes (or desires) one. You can find basically 100s of those tip calculator apps accessible and this one is the best. Why? For me, it has the most beneficial UI and is actually easy to use.

PayPal

With this app, it is possible to accomplish all the similar things you usually do on PayPal. But this time, by forking over for an item as quickly as it really is allowable, you can support expedite the shipping procedure. Trust me, immediately after you’ve had this app for some time, it really is just nice to have access to PayPal 24/7.

Currency Converter

These Android apps, created by Pocketools, can offer you an particularly uncomplicated currency calculator in a very basic user interface.

Mileage

It will track your vehicle’s gas usage inside a lots of different techniques that may be valuable if you are wishing to cut fees and your fuel use. This app’s UI is really modern plus the data is very simple to understand and think of. It is eerily enjoyable and perhaps a money-saving Android apps!

Finance

For those who are a Google Finance user and you’ve gotten jam-packed up a portfolio, this app is going to be a “game changer” as it is totally synchronized and provides you access to every thing as when you were in your family computer.

Personal Finance by PageOnce

This can be an awesome Android apps for those who have lots of banking/credit card accounts and need the potential to be in a position to keep on topmost of them from one easy-to-use source.

Financisto

It permits you to add a lot of distinct types of accounts (checking, credit, savings- and multiple ones of each sort) in to the manager, schedule and keep track of recurring payments, come up with a budget (short term, long lasting or even put in a “project” which will be superb for vacations) and filter what sorts of data you would like to consider for the duration of usual browsing or when finding out about one in the numerous reviews readily available.

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5 Best Android Tablet Finance Apps

For Android tablets, the common reason for buying them may be for entertainment and leisure. Did you know that Android tablets are also proven useful in the financial world? Android has offered so many finance apps in the market which are very much relevant and useful to your every day financial needs. Whether you want the latest finance news or you need to make monetary computations, finance-related Android apps have got it all for you. Here is a list of the five best Android finance apps in the market:

1. Finance

Ever wanted to have a personal financial planner but you just can’t afford to pay for one? Simply called Finance, Android has come up with a powerful app which strips you of the need to hire a personal planner. Finance is an app which is capable of providing you with the most recent updates about the stock market. The best feature of this app is that it provides you with stock quotes which are very much reliable because they are quoted real-time. This app also syncs well with your stock portfolios which are loaded in Google Finance.

2. Real Estate Droid

If it is your dream to be a real-estate businessman someday or to be a licensed real estate broker, then this finance app is the best deal for you. Real Estate Droid comes with features which can, for one, search houses for sale. Once you find a catch, you can search information about its neighborhood with real-time updates. With this app, you can also check out mortgage quotes made by real lenders and compute for mortgage loans. You can always take advantage of the built-in loan calculator.

3. Financisto

Financisto is a finance app that is very much capable of doing many things. For one, it lets you add multiple types of bank accounts and even a multiple number of accounts per type. This means that you can add checking and savings accounts together into your file manager. For both types, you can add more than one account. With Financisto, you can also monitor which among your payments are recurring. Once you see the pattern, you can schedule them to make sure you don’t lag with your payments. This app can also help you create either a short-term or long-term budget.

4. Karl’s Mortgage Calculator

If Real Estate Droid is not enough for your mortgage needs, then you can always opt for a more specialized finance app, which is Karl’s Mortgage Calculator. By using this app, you can calculate how much mortgage you should be paying in the future and you can even visually see the results with its easy-to-read charts and graphs. This app can help you compute for your future payments, given the principal loan amounts, interest rate and terms. Karl’s Mortgage Calculator, however, is limited to supporting interest-only amortization and Canadian computations.

5. PayPal

Almost everybody knows of PayPal now. With the PayPal Android app offered in the market, you can do all things you normally do on your PayPal account. The bonus point here is that apart from being able to pay an item, you can also help hasten its delivery process. So, if you’re dying to take hold of that most recent Victoria Secret scent, then you don’t have to wait for the normal number of shipping days just to have it. You can always make it two or three days earlier with this app. With PayPal app at your reach, you can always access your PayPal account anytime you want.

This article was written by Danny Ashton, who when not writing about the android tablet is found hiking in the Scottish highlands.

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What Is The Cost Of A Physician Disability Insurance Cover?

Owing to the fact that the resources and assets at people’s disposal are shrinking day in day out, human beings have learned to be careful when it comes to spending. They will always remember to ask the question of what the cost of something will be. There are high chances that some people are interested in taking physician disability insurance and are wondering how much it will cost them. If you are one of them then keep reading to learn more.

Sincerely speaking it might not be possible for and individual to quote the exact cost of taking such a cover. Any person who comes up with such a figure might be wrong. They will be wrong because the conditions surrounding a single person might not be the same conditions surrounding another person. To determine therefore the amount of money an individual will be expected to part with will depend on some aspects which include the following:

Age of the insured

Once a person makes up their mind to go for Physician Own Specialty Disability Insurance then they should stay informed that their age will determine the amount of money they will have to pay as premiums. In most cases the amount of premiums increases as the age advances. This means that the younger a person is the cheaper their policy will cost.

This should be a motivating factor to the young people. They should try as much as possible to go for these covers because if they wait longer the price of the policy will go high. Taking this advantage can be a wise decision in one’s life.

The gender of a person

In most cases people forget thinking about gender of the person taking the cover. In general, the females have high chances of facing the risks insured against. This will imply that the higher the chances of getting impairments the more amount of premiums an individual should expect to pay.

Those people who are of a masculine gender will purchase the cover at a relatively lower price compared to their counterparts of the other gender.

Health history of a person

The health history of an individual can tell us more of what we should be expecting. Those people who have been having several ailments or those whose family tree is known for certain defects should be prepared to part with large sums of money. These health complications have high chances of making an individual suffer from a risk insured against.

An individual with a clean history in health issues should therefore be prepared to pay less amount of money in terms of premiums.

The type of policy

The insurance companies offer a wide range of policies. This means that when making a choice an individual should make sure that comparisons have been made. For instance an individual who gets attracted to the Guardian policy should be ready to pay a lot of money because this is the most expensive policy. So when taking Own Specialty Physician Disability Insurance the type and nature of policy taken is greatly vital to a person.

There is no way all these aspects can affect an individual negatively and therefore there is need of getting worried of things like one is a female, they are of an advanced age, or they have bad reputation in their health history all shall be well.

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Why Should One Go For Professional Disability Insurance?

How does it feel when a person is employed, is working and all is going well? They might be tempted to think that they will remain in such states for a very long time. The most important thing an individual should begin by appreciating is that the events of the next day, next hour or even next minute are uncertain. This is why a person should make sure that they have taken necessary precautions so that they can continue enjoy living on this earth.

It takes a few minutes to contract an impairment. To make the matters worse, there are some impairments which might make one unable to continue working. For instance, think about a news reporter who gets involved in an accident and ends up losing all their legs. Probably they will no longer be able to attend events and report as they used to do before the occurrence took place. This stretches to other several professions and therefore taking precautionary measures is what an individual should plan for. Some of the reasons as to why taking Own Occupation Disability Insurance policies remains benevolent to an individual include the following:

Ensures financial security

Every human being who is employed today has dependents. They also depend on what they earn for their daily upkeep. It might not be easy for such a person to survive and continue supporting the people they were supporting after an impairment given that they will no longer be employed. An individual who had taken a Professional Disability Insurance is assured of a happy living because they will be compensated.

There are some companies which pay up to 75 percent of what an individual used to earn. Even though an individual will be receiving less than what they used to earn, the most important thing here is that they have something to survive on. It can be frustrating for an individual who has no money, no employment and cannot work but has bills to settle.

Allows one time to transit to another profession

There are various types of professions across the world. Once an individual becomes disabled such that they cannot continue performing their work well, they should think about changing their profession. For instance in the case of a reporter, they can become an editor.

In most cases some training will be necessary to allow these people take up new roles. The compensation they receive will help them to go for such training activities. An individual who has nothing might not be able to change their profession because they lack moral and financial support.

Grants one mental solace

Think about someone who is bedridden because of an accident. This person has no food, no money and they have exhausted their savings. Such a person will have to survive at the mercy of friends, relatives and other well-wishers. At some point they might be taken as a luggage to those taking care of them.

When a person mentally surveys all these conditions and realize that it was not their mistake, they might contract mental frustration. The only way such a person will be healed is by getting an assurance that they have support. There is no need of waiting for an assurance that might never come. One has to go for Professional Own Specialty Disability Insurance and all shall be well with them.

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Get The Best Americas Doctor Disability Insurance

It is very important for doctors in America to have disability insurance. Unlike many other professions they work in an area of high risk. No doubt they are well trained educated and are working 40 hours a week, most of the time on their feet.

They need insurance to take care of any eventuality in their life wherethey fall ill and have to take rest. It is become extremely difficult for physicians to get disability cover in their own specialty. There is work being done at Doctor’s Disability Shop so that doctors can avail of a discount to get disability insurance for their ‘own specialty’

How Does Own Specialty Insurance Work?

Doctors are given the opportunity to choose their ‘own specialty’ disability insurance plan that is ideal for them. Once the doctor has decided on the plan, it is easy to apply since it is done electronically and does not require any paper work.

Disability Pro protects your income so you can provide for your family when you are faced with a disability. All that the physician needs to do is get the right amount of coverage. Disability Pro helps you to meet your financial needs when you are disabled and cannot take care of your patients. You can get remuneration which is equivalent to your own specialty.

Physician disability insurance covers the physician in his own specialty. The insurance stays with the physician even though he changes his employer. He can get up to $15,000 in monthly benefits. If it is catastrophic disability the doctor can get nursing at home and health care. All physicians get 15% reduction while AMA members get 35% reduction.

Physician’s Disability Insurance Policies

There are different types of disability insurance policies that physicians can avail of. They are Mass Mutual, MetLife, Berkshire Life (Guardian), Principal, and Union Central Life. Many of the provisions are same in each of the companies. But there are a few differences which may help to choose the particular insurance company.

It is very important to classify the medical specialty to determine the premium rate. The higher the occupational classification assigned to the medical profession the lower is the premium rate. Different companies may assign a different class of occupation to the profession which might change the rate of premium. The financial planners or the agents are in a better position to advise the best insurance company to insure as per the medical specialty.

The Best Physician Disability Insurance

Like all professions doctors also take precautions to see that health and life insurance are taken care of in their life and try to invest wisely for a good retired life. But many times they do not take into account a disability or injury.

The chances of a disability and injury are quite high and at such times it is difficult for social security, worker’s compensation, insurance and savings to meet all the bills. Disability insurance is a necessity. You have to know what the coverage that the disability insurance provides and the policy that is not taxable. The agents are the best people to guide you in taking the right policy.

So, if you are a physician who wants to take disability insurance contact the agents to find out the best policy for you.

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Why Do You Md Own Specialty Disability Insurance

When it comes to insurance types that are usually very much ignored, disability insurance tops the list. This is due to the fact that you hardly see people paying for disability insurance as they are more concerned about auto insurance and the more popular type of insurances. Generally, you might not know about habits you indulge in or the fact that your health is deteriorating regularly until you are suddenly down. Furthermore, there are also a number of sudden disasters that could suddenly make an individual disable in an instant, especially accidents. This is apart from the unpredictable nature of the body as illness or disease that could lead to disability can attack an individual in an instant.

Md own specialty disability insurance is a type of insurance policy that covers a good percentage of your monthly income from your job in the instant that you are suddenly unable to do any time of work. Overall, you will be protected in terms of your finances, should you become unable to work. Most people find it difficult thinking about disability as nobody wishes to be disable. This notwithstanding, there are several people who due to one disability or the other cannot work. With a disability insurance, you will be protected from having to face serious financial hardships if you suddenly become disable. Here are some reasons why you should have a Md own specialty disability insurance.

Income Loss

A major reason why you will need Md own specialty disability insurance is as a result of income loss. If you are losing your source of income due to disability, you will be getting some paid sick leave. However, the expenses on diagnosing what is wrong with you, treating it and recovering from the disability could be huge. Furthermore, your monthly expenses such as feeding and toiletries amongst others will continue. Even though your medical bills are to be covered by a medical insurance, you can still become stranded due to the other expenses. Furthermore, when your source of income is completely cut off due to disability and you have bills to continue to run, own specialty disability insurance can go a long way to help you cater for your bills.

Medical expenses

Even with your medical insurance, the increasingly expensive cost of healthcare can be a major challenge. You will need to continuously pay bills and buy drugs all through the period you need treatment and recovering. There are cases where a therapists or other specialist might be required to speed up your recovery. All of these require a lot of money. The transportation to and fro the hospital for check-ups will also require spending more money.

Other expenses

Miscellaneous expenses will also come up while you are suffering from your disability and unable to do any paid job. Having enough money to still sometimes make yourself happy such as going for dinner and even attending birthdays and other celebrations with friends, will go a long way to save you from a stressful and boring life, during your period of disability.

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Disability And Disability Insurance For Doctors

Disability has been described as a condition in which the sufferer is unable to perform optimally the normal day to day functions which they used to be involved in. For doctors disability is a condition in which they are unable to attend to their patients any longer. They cannot carry out surgeries or go to clinic and all the other numerous activities which they are usually involved in.

During the course of work and over a period of time, it is possible for a doctor to develop some kind of disability or the other which can seriously impair the functions of the doctor. Doctor Disability Benefitsdescribes the way which insurance can be used to ensure that doctors do not suffer unduly in the case of any eventuality and they get disabled and unable to work.

Some of these disabilities include

1. Cardiovascular diseases and diseases of the circulatory system- this might be due to the fact that long hours are spent standing up and working. It has been noticed that a lot of doctors suffer from heart diseases and circulatory system health challenges. When these sicknesses impair and affect the normal day to day function of the doctor then his ability to function and attend to his clients is impaired.

2. Musculoskeletal illnesses- the long hours of standing and not sitting down can also affect the bones and joints of doctors. This can lead to illnesses such as rheumatism, arthritis and the likes. One problem with these illnesses is the amount of pain which sufferers go through over the course of the illness. This suffering makes it most of the times impossible for doctors to attend to patients and perform surgeries.

3. Mental disorders- doctors are also human like the people they treat and so they are also prone to suffering from whatever illness which humans suffer from. One of such problems is psychiatric illness. Some doctors while on the job have been seen and reported to have exhibited erratic behaviour. When this wrong behaviour was brought under scrutiny, they found out that the doctors were actually suffering from one mental illness or another ranging from plain depression to schizophrenia and even manic depressive disorders. All these illnesses will certainly affect the doctor’s ability to function optimally and properly. In such an instance such a doctor might be asked to stop working.

All the illnesses mentioned above and much more can deter a doctor from being able to continue to function well in the capacity which is expected of him. When a doctor suffers from any of such disabilities, it will be a thing of sadness if such a doctor does not have an insurance plan. A disability insurance plan is a kind of insurance plan. If a doctor takes out a policy which has disability insurance as the thrust of its focus, such a doctor is better placed to ride out the waves of life which such disability has thrown at him.

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